View Rate Details Rates are effective each business day when posted, are subject to change, and expire at p.m. MT. The DPA Subordinate Loan rate is 2%. Overview of Utah Mortgages. With the state's breathtaking mountains, National Parks and rugged monuments, it's clear why many people choose to call Utah. For new homeowners, or those refinancing to a lower interest rate or shorter loan term, Utah's year fixed-rate mortgages are averaging about % currently.

Utah housing interest rates -

If you have a - credit score, you'll need a 10 percent down payment, but only 3. Down payment assistance may help with the rest. First time home buyers in Utah can secure a year fixed-rate FHA loan with rates averaging 2. Most costs associated with homebuying are also high. The difference can mean tens of thousands of dollars over the life of the loan.

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More BAD News for Homebuyers… Housing Market Warning Although there are no special utah housing interest rates or considerations to buying a home in Utah, demand is high. The average closing time runs close to the national average of 43 days. If you're ok with the higher monthly payment of the year fixed loan or the possibility of your rate changing with the ARM, one of these loan programs could help you pay much less interest over time for your home loan. The average national interest rates, on the other hand, are 3. If you're thinking about buying a home in this beautiful state, here are your loan options: Utah conventional loans Utah conventional loans are a great way to buy a home. If you put less than 20 percent down, you'll need Utah housing interest rates, but you can cancel it once you owe less than 80 percent of the home's value.