The BOFA phone app has a deposit limit of $10, per month. It does not matter how many deposits it take to get to $10, (Former employee). Mobile Check Deposit Frequently Asked Questions You can use Check Deposit for common personal and business checks drawn on U.S. banks and in U.S. There is a deposit limit applied based on multiple factors, which may include your Bank of America, Merrill, their affiliates, and advisors do not provide legal, tax. The Bank of America mobile check deposit feature does have some deposit limits, depending on the consumer's time with the bank, and the account type. Here's a breakdown: Customers with account open for fewer than 90 days: $1, per month. Customers with accounts open for more than 90 days: $5, per month. How are my deposit limits determined? You also can use the app to contact customer service in the event you need live assistance or want to schedule an appointment with an account specialist. For more information on the new mobile banking enhancements, visit bankofamerica. Well, that triggered me — not only because my own bank was holding my money hostage, but also because my bank may have violated federal law. There are special rules when it comes to new accounts, however. To determine when funds are available for your use, please check the Bank of america maximum mobile check deposit Balance in your account. Also, the status will be updated to Rejected in Activity.