Discuss your financial needs on a day and at a time that work best for you. Open an account. Explore credit cards. Using Online Banking or Mobile Banking, you can access your Bank of America checking, (Mon-Fri 7 a.m p.m. or Sat-Sun 8 a.m p.m., eastern time). You can use a Bank of America ATM that accepts deposits, direct deposit, Mobile Check Deposits, deposit by mail or Please review our FAQs about deposit holds. Learn how long a bank can hold your deposit. Woman photographing check with camera phone. •••.