I have a friend, Who l have a Big-Crush on. Today(6/23/20), @ my bank, l was told, That lf l died, The only-way, For someone, To receive, What l have, ln my account, Would be if they were added to my account, Prior, To my death, As a joint-account. I really don't think my friend would be willing, To go, With me, To the bank, To be added to my account. I, Actually, want it to be a surprise, For her, After my death. My bank didn't mention anything about filling-out an lTF, As another-option. So far, l mentioned, ln my Holographic-Will, requesting, All the money, ln my account, To go to my friend, When l die. Do I need to, Still, contact my bank, To see, lf l can get away, With just filling-out, The lTF Beneficiary-Form? Cause, l don't want my friend, To know, While l'm alive, That l want her to receive my money, lf l should die. If she found-out, l was wanting to do this, l believe, She'd break contact, With me, As a friend, ln a heart-beat 💓.