20 year in-house fixed rate loan** AS LOW AS- % (% APR). ** Rates accurate as of July 1, and are subject to change weekly. Loans are subject. Town & Country Bank and Trust Co. is located in the heart of the Bourbon Capital of the World - Bardstown, Kentucky. We are a local community bank that. We're all about value at Community Financial Services Bank. Because our customers are so important to us, we focus all our energy on providing additional.