Home / Personal Banking / Rates & Charges / Deposit Interest Rates / Savings and Current Accounts PLUS SAVINGS ACCOUNT - effective 11 February . *The annual service fee is only imposed on inactive savings or current account which do not have any deposit or withdrawal transaction for a continuous period. No fees will be imposed on the issuance of cheque books, except for the stamp duty levied (subject to the cheque processing fee). No overdraft facility. Other FREE.