Need a bank acct. Mainly for purchases, paying bills, and saving. I keep reading that Simple is really good. Would like to ask you lovely people . Reddit's valuation has surged to $6 billion with a $ million investment the One point of friction toward mainstream lies with the simple. Their only real draws were online banking and "not a bank", but they got bought by BBVA and every major bank has a comparable, if not better online system now.