According to Credit Karma, the Chase Sapphire Preferred's average required score is And the typical low score is So while the average score for approvals is “good” to “very good,” perfect credit history isn't necessary. My fico scores are all above , long credit history and I last applied for credit cards 4 years ago. more. 0. New accounts will lower your average account age, which will have a larger effect on your score if you don't have a lot of other credit information.
Average credit score for chase sapphire preferred -
Look at your credit report, create a budget that sets aside money to pay off your debts, and learn more about how credit scores are generated: these are the three fundamental steps in moving your credit score upwards. How much of the credit are you currently using? Called verification department, text sent to my cell with a verification code. But, you might have trouble getting approved with 11 months of credit history — even if your numerical credit score is excellent. A "very poor" credit score could also prevent you from obtaining a rental home or apartment, increase the security deposits required for your utilities, or prevent you from getting a cell phone contract: all which mean additional costs for you in the long run. Other factors can include employment, income, and any existing relationship with the bank.