Chase Freedom Unlimited®: Best feature: Flexible cash back rewards. Navy Federal nRewards® Secured Credit Card: Best feature: Secured access to credit. Welcome to Chase® Credit Cards. New Cardmember Offers Available. See Card Options Here. The easiest way to have the Chase active duty military annual fee waiver applied to your account is apply for any Chase card and select “Military”. However, chase military credit card application was not the help I was looking for. If you have questions or concerns, please contact us through Chase customer service or let us know about Chase complaints and feedback. Anyone can use the credit, not just the cardholder. Our opinions are our own. Our partners compensate us. A letter explaining the MLA benefits usually goes out to a military cardholder or dependent shortly after the card itself.