@D C thts very true. But they should not punish you for paying it off.
This was absolutely a flaw in the actual system functionality. It has been brought up by associates numerous times. There was nothing the associate could do because the system demands a check cashing fee. Not even the managers, managers manager could overwrite it. After years, they eventually fixed this flaw.
These are the best for spending saving and travels etc. All you need is card and pin. Use it till you are done with the amount and throw away. Transactions can be transferred to your cellphone also and no identification required. Somewhat like buying groceries. Other cards are difficult to manage unless you are good at banking services investment business etc.
Thank U Mam.