Automated savings tools: Chime Spending Account customers who also open a Chime Savings Account can take advantage of its built-in savings tools. These let. Related Posts. Chime Savings Account Rate Drop To % - 12/9/ Per e-mail from Chime As of December 9, , the Annual Percentage Yield (APY) for. Chime is a financial technology company. Banking services Chime Online Banking App and Debit Card And never pay a fee on your Savings Account. No fees or balance requirements: You can open a Chime Savings Account with any amount of money and you won't owe a monthly maintenance fee, regardless of your balance. It chime spending account 0. Chime's automated savings tools also can help you grow your savings more quickly. What is required chime spending account open a Chime account? Here are the details you should know about Chime and how it compares to your other banking options.